Compliance monitoring in UAE
AML, E-Invoicing and regulatory deadlines — monitored and audit-ready
We run your UAE compliance end-to-end — AML registration and reporting (goAML, ARSSL, outsourced MLRO), E-Invoicing connection through our partners, and ongoing monitoring of regulatory deadlines — so nothing slips and you stay clear of penalties.
AML non-compliance fines in the UAE run from AED 50,000 to AED 5,000,000 — and can suspend your licence.
AML for DNFBPs · E-Invoicing connection · Ongoing monitoringThis service is right for you if
Real Estate Brokers & Agents
A designated non-financial business supervised by the Ministry of Economy — goAML registration and an AML programme are mandatory.
Corporate Service Providers
Company formation agents and registered agents fall squarely under DNFBP rules and are a regulator priority.
Dealers in Precious Metals & Stones
Gold, jewellery and precious-stone traders dealing in cash above the threshold must register and report.
Auditors & Accountants
Independent auditors, accountants and tax advisers are classified as DNFBPs and carry full AML obligations.
Flagged by a Bank or Regulator
Your bank or a regulator has asked you to put an AML programme and a compliance officer in place — quickly.
Everything you need — nothing you don't
Full compliance coverage — AML registrations and framework, E-Invoicing connection, and the ongoing function that keeps you compliant.
- goAML registration with the UAE Financial Intelligence Unit — handled end-to-end by us Setup
- ARSSL registration for automatic sanctions-list screening Setup
- E-Invoicing platform connection through accredited partners Setup
- AML/CFT policy, procedures and internal controls manual
- Enterprise-wide risk assessment — required by the Ministry of Economy
- KYC / Customer Due Diligence (CDD) procedures and templates
- Outsourced AML compliance officer (MLRO) function Ongoing
- Ongoing sanctions and PEP screening of clients and counterparties Ongoing
- Suspicious Transaction / Activity Report (STR / SAR) filing via goAML Ongoing
- Ultimate Beneficial Owner (UBO) register setup and upkeep
- Annual AML inspection readiness and Ministry of Economy correspondence
- Staff AML awareness training
Four steps from exposure to full AML compliance
A one-time setup, then a fixed monthly fee
AML compliance has two parts: getting registered and documented once, then keeping the function running. Both are scoped to your DNFBP category and client volume. E-invoicing connection is offered as a standalone service on request.
AML Setup
One-time — registration and document framework
from AED 6,000 one-time
- goAML registration with the UAE FIU
- ARSSL sanctions-list registration
- AML/CFT policy and controls manual
- Enterprise-wide risk assessment
- KYC / CDD procedures and templates
Ongoing Compliance
Monthly — outsourced compliance officer
from AED 1,000 per month
- Outsourced AML compliance officer (MLRO)
- Ongoing sanctions & PEP screening
- STR / SAR filing via goAML
- UBO register upkeep
- Inspection readiness & annual review
E-invoicing connection
Connection to the FTA e-invoicing system via a certified service provider
on request
- Systems readiness audit (ERP / accounting)
- Certified ASP provider selection
- Setup and testing of data exchange
- Migration support and team training
Questions about AML compliance in UAE
Do I need to register on goAML?
If your business is a DNFBP — real estate, corporate service providers, dealers in precious metals and stones, auditors and accountants — goAML registration with the UAE Financial Intelligence Unit is mandatory. Failing to register is itself a finable violation. We confirm your status and register you end-to-end.
What is a DNFBP?
A Designated Non-Financial Business or Profession. In the UAE these include real estate brokers, dealers in precious metals and stones, corporate service providers, auditors and independent accountants. DNFBPs are supervised for AML by the Ministry of Economy.
What are the penalties for AML non-compliance?
UAE AML fines range from AED 50,000 to AED 5,000,000 per violation, and regulators can suspend or withdraw your licence. The most common triggers are no goAML registration, no appointed compliance officer, and a missing risk assessment or AML policy.
Can you act as our compliance officer?
Yes. We provide an outsourced AML compliance officer (MLRO) who runs screening, reviews alerts and files reports on your behalf — so you meet the requirement without hiring in-house.
Do you actually do the goAML registration, or just advise?
We handle goAML and ARSSL registration end-to-end, by hand, and manage the filings afterwards. You are not left with a portal login and a how-to guide.
What is a UBO register and do I need one?
Most UAE companies must maintain a register of Ultimate Beneficial Owners and keep it current. We set it up and update it whenever your ownership changes.
What is an STR / SAR?
A Suspicious Transaction / Activity Report, filed through goAML when a transaction raises red flags. As your compliance officer we assess and file these on your behalf within the required timeframe.