Fractional CFO UAE
Your financial director — without the full-time hire
When you need more than reports and less than a full-time CFO. We step into the strategic finance role — owning decisions, joining investor calls, building models and running the numbers that matter. Project-based or ongoing advisory, depending on what your business needs.
A full-time CFO costs AED 25,000–40,000/month. We deliver the same strategic input from AED 3,000/month — or from AED 1,500 per project.
Project · Advisory · Strategic · Investor-readyThis service is right for you if
Scaling without financial direction
Revenue is growing but no one owns the financial strategy. You are making major decisions without a financial framework — pricing, hiring, expansion — and the risk is accumulating.
Raising investment or talking to banks
You need a credible financial voice in the room — someone who presents the numbers, defends the model and answers financial questions directly. Not just a deck, but a person.
Margins falling with no clear answer
Revenue is up but profit is not. You need someone to diagnose where the value is leaking — pricing, cost structure, product mix — and own the fix, not just report the problem.
Ready to move beyond bookkeeping
Your accounting is in order. Now you need someone who uses those numbers to drive decisions — budgets, forecasts, strategic pivots — not just closes the month.
Preparing for exit or M&A
The financial story needs to be clean, defensible and investor-ready. We prepare the data room, stress-test the numbers and stand behind them in due diligence conversations.
One-off CFO-level task
A specific question that needs a CFO-level answer: a financial model, a business diagnostic, a board presentation, a pricing analysis. Scoped upfront, delivered on time.
Everything you need — nothing you don't
Two modes of engagement — both with fixed pricing, no hourly billing.
- Monthly strategic sessions with the business owner (1–2×/month) advisory
- Annual budget ownership and budget vs actuals tracking advisory
- Investor and banking conversations — we attend and present advisory
- Financial risk identification and early warning monitoring advisory
- Financial model — P&L, cash flow and balance sheet projections
- Unit economics — LTV, CAC, contribution margin, payback period
- Cash flow forecast — 13-week rolling or annual
- Business diagnostic — margins, drivers, working capital, red flags
- Financial data room preparation for fundraising
- Due diligence support — financial review of acquisition targets for M&A
- Finance function design — chart of accounts, cost centres, reporting structure operations
- Financial controls and internal approval workflows operations
- Budgeting framework and budget ownership setup operations
- Finance SOP development — processes, responsibilities, deadlines operations
From first call to strategic partnership in five steps
Two modes — both fixed fee, no hourly billing
Advisory retainer from AED 3,000/month — ongoing strategic partnership, minimum 3 months. Project work from AED 1,500 — specific CFO-level tasks, fixed fee agreed upfront.
Common project engagements
Financial model
Structured P&L, cash flow and balance sheet model with scenario tabs — for business planning or investor conversations.
from AED 2,000
OrderBusiness diagnostic
One-time review of your financial statements: margin structure, cash flow drivers, working capital, red flags. Delivered as a written report.
from AED 3,000
OrderUnit economics analysis
LTV, CAC, contribution margin and payback period — by product, channel or customer segment.
from AED 2,500
OrderCash flow forecast
13-week rolling cash forecast or annual projection. Identifies gaps before they become a problem.
from AED 1,500
OrderAnnual budget & financial plan
Revenue and cost budget, broken down by month and segment. Includes variance tracking template.
from AED 3,000
OrderDue diligence support
Financial review of an acquisition target or preparation of your own data room for a sale or funding round.
from AED 5,000
OrderCommon questions about Fractional CFO in UAE
What is the difference between Fractional CFO and Management Reporting?
Management Reporting delivers your monthly financial statements — P&L, cash flow, dashboard. Fractional CFO uses those numbers to drive decisions: budget ownership, investor conversations, strategic planning, financial risk management. Reporting is data delivery; CFO is strategic ownership. See our Management Reporting service.
What is the difference between advisory mode and project mode?
Advisory is an ongoing monthly retainer — we become your financial partner, attend key meetings and own the financial strategy alongside you. Project mode is a one-off engagement: you have a specific question, we answer it with a deliverable. Many clients start with a project and move to advisory once they see the value.
Do I need clean accounting before starting?
For project work — ideally yes, clean books make the analysis faster and more accurate. For advisory — we can run alongside your bookkeeping team or handle both. If the accounting is seriously behind, we fix that first or in parallel.
What does a monthly advisory session look like?
Typically 60–90 minutes: we review the month's numbers, flag risks and opportunities, discuss any strategic decisions on the table — funding, pricing, hiring, expansion — and agree on actions. Between sessions we are available for quick questions by message.
Do you join investor or bank meetings?
Yes. For advisory clients, we attend key meetings as your financial representative — presenting the numbers, defending the model and answering financial due diligence questions directly. This is one of the most valued parts of the advisory engagement.
What is the minimum advisory commitment?
Three months. Financial strategy requires continuity to deliver real value — a single session will not move the needle. After three months you can continue month-to-month or pause.
How are projects priced?
Fixed fee, agreed after a brief scoping call. Most projects fall in the AED 1,500–5,000 range. Complex financial models or full due diligence reviews are quoted individually. No hourly billing, ever.